{"id":4133,"date":"2023-10-16T12:27:14","date_gmt":"2023-10-16T12:27:14","guid":{"rendered":"https:\/\/climateadaptationservices.com\/?post_type=projecten&p=4133"},"modified":"2026-03-05T09:30:59","modified_gmt":"2026-03-05T09:30:59","slug":"piisa-research-on-how-insurers-can-contribute-to-climate-adaptation","status":"publish","type":"projecten","link":"https:\/\/climateadaptationservices.com\/en\/projecten\/piisa-research-on-how-insurers-can-contribute-to-climate-adaptation\/","title":{"rendered":"PIISA: research on how insurers can contribute to climate adaptation"},"content":{"rendered":"\t\t
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PIISA: European research on how insurers can contribute to climate adaptation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What can insurers do to increase the success of nature-based adaptation measures?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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PIISA: European research on how insurers can contribute to climate adaptation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What can insurers do to increase the success of nature-based adaptation measures?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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The benefits paid out by non-life insurers to customers in Europe are often related to water damage and extreme weather. Due to the changing climate, the risks of damages are increasing. Existing insurance policies cannot always offer their customers enough coverage for weather related damages. The European project PIISA aims to develop new insurance concepts that contribute to climate adaptation. PIISA stands for Piloting Innovative Insurance Solutions for Adaptation.<\/p>\n

In this project, we research what insurers can do to increase the success of nature-based adaptation solutions. How can insurers encourage their customers to reduce the risks of damage due to the changing climate using nature-based adaptation solutions? Does it work, for instance, to offer discounts on premiums? Or to offer a guide that clearly states how policyholders themselves can reduce the risks of damage?<\/p>\n <\/div>\n

\n \n \n <\/a>\n\n\t\t\t\t\n\t\t\t\t
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\n \t\t\t\t\t Lisette Klok<\/a>\n \t\t\t\t\t knows everything about this project \t\t\t\t\t
\n \t\t\t \n \t\t\t Send an email<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n \n <\/div>\n <\/div>\n <\/div>\n <\/div>\n\n\n
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\"\"<\/a><\/h3>\n

 <\/p>\n

What is the purpose of the PIISA project?<\/h3>\n

The PIISA project<\/a> is a Horizon Europe mission. Currently, we have not adapted enough to climate change to control the damages. In other words, the gap between climate adaptation and climate risks is too big. The aim of this project is to use new insurance concepts to help closing this gap.<\/p>\n

How is the PIISA project set up?<\/h3>\n

A total of 12 partners from 8 countries are working in the project. CAS develops new insurance concepts in the urban sector. Other partners in the project focus on the agricultural or forestry sectors. Literature and model studies are carried out for this purpose. In addition, the insurance concepts are tested and elaborated in pilots. This is done first in a specific European region. It will then be examined whether this concept can also be applied in the other European regions.<\/p>\n

What is our role in the project?<\/h3>\n

Our role in the project is to examine what non-life insurers in Europe can do to increase the success of nature-based adaptation solutions in the urban sector. Because even though it is clear that these solutions offer many benefits, they are not yet standard practice in European cities. This is because the threshold for residents and businesses to use these solutions is often too high, for example because they think that construction or maintenance is too expensive. And insurers themselves are reluctant to invest in large-scale measures because they fear losing their competitive position. However, there are already insurers in Europe looking for ways to increase their customers’ choice of nature-based adaptation solutions.
\n\"\"<\/a><\/p>\n

What is our approach?<\/h3>\n

Together with the Vrije Universiteit’s Institute for Environmental Studies (VU-IVM), we are investigating what non-life insurers can do in their own organisation and towards their customers to increase the success of nature-based adaptation measures. A good example was the successful campaign by which Interpolis encourages its customers to green their roofs. We are also investigating which factors stimulate customers to install a green roof and which factors hinder them from doing so. CAS supervises this process and VU-IVM develops choice experiments for this purpose. These should provide insight into the considerations people make whether or not to install a green roof. Finally, we investigate how to make nature-based adaptation measures even more successful and how insurers in the Netherlands and Europe can take action. We will incorporate the results of the project into a research report and practical tools for insurers.<\/p>\n

What did we do?<\/h3>\n

In the first year of the PIISA project, we interviewed eight Dutch non-life insurers. The goal was to understand what barriers and opportunities exist to integrate nature-based adaptation measures in insurance products. In the following year, we validated our findings with insurers from the Boreal and Mediterranean regions. Based on these conversations, we wrote a short report. In 2024, Lisette and Simone were interviewed by our Finnish partner, Tyrsky Consulting, about this work. You can download the report or read the interview below to learn more.<\/p>\n

Dowload the report<\/a>
\nRead the interview<\/a><\/p>\n

We also launched a website for insurers. It raises awareness of climate-related risks and explains how nature-based solutions can help reduce them. The site provides clear information on climate impacts and shared practical examples of adaptation measures. This way, the website helps insurers address the barriers we identified and explore how nature-based solutions can be included in their products.<\/p>\n

Visit the website for insurers<\/a><\/p>\n

More information<\/h3>\n

Would you like to know more? Then you can sign up for the PIISA newsletter via the PIISA website<\/a>.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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\"\"<\/a><\/h3>\n

 <\/p>\n

What is the purpose of the PIISA project?<\/h3>\n

The PIISA project<\/a> is a Horizon Europe mission. Currently, we have not adapted enough to climate change to control the damages. In other words, the gap between climate adaptation and climate risks is too big. The aim of this project is to use new insurance concepts to help closing this gap.<\/p>\n

How is the PIISA project set up?<\/h3>\n

A total of 12 partners from 8 countries are working in the project. CAS develops new insurance concepts in the urban sector. Other partners in the project focus on the agricultural or forestry sectors. Literature and model studies are carried out for this purpose. In addition, the insurance concepts are tested and elaborated in pilots. This is done first in a specific European region. It will then be examined whether this concept can also be applied in the other European regions.<\/p>\n

What is our role in the project?<\/h3>\n

Our role in the project is to examine what non-life insurers in Europe can do to increase the success of nature-based adaptation solutions in the urban sector. Because even though it is clear that these solutions offer many benefits, they are not yet standard practice in European cities. This is because the threshold for residents and businesses to use these solutions is often too high, for example because they think that construction or maintenance is too expensive. And insurers themselves are reluctant to invest in large-scale measures because they fear losing their competitive position. However, there are already insurers in Europe looking for ways to increase their customers’ choice of nature-based adaptation solutions.
\n\"\"<\/a><\/p>\n

What is our approach?<\/h3>\n

Together with the Vrije Universiteit’s Institute for Environmental Studies (VU-IVM), we are investigating what non-life insurers can do in their own organisation and towards their customers to increase the success of nature-based adaptation measures. A good example was the successful campaign by which Interpolis encourages its customers to green their roofs. We are also investigating which factors stimulate customers to install a green roof and which factors hinder them from doing so. CAS supervises this process and VU-IVM develops choice experiments for this purpose. These should provide insight into the considerations people make whether or not to install a green roof. Finally, we investigate how to make nature-based adaptation measures even more successful and how insurers in the Netherlands and Europe can take action. We will incorporate the results of the project into a research report and practical tools for insurers.<\/p>\n

What did we do?<\/h3>\n

In the first year of the PIISA project, we interviewed eight Dutch non-life insurers. The goal was to understand what barriers and opportunities exist to integrate nature-based adaptation measures in insurance products. In the following year, we validated our findings with insurers from the Boreal and Mediterranean regions. Based on these conversations, we wrote a short report. In 2024, Lisette and Simone were interviewed by our Finnish partner, Tyrsky Consulting, about this work. You can download the report or read the interview below to learn more.<\/p>\n

Dowload the report<\/a>
\nRead the interview<\/a><\/p>\n

We also launched a website for insurers. It raises awareness of climate-related risks and explains how nature-based solutions can help reduce them. The site provides clear information on climate impacts and shared practical examples of adaptation measures. This way, the website helps insurers address the barriers we identified and explore how nature-based solutions can be included in their products.<\/p>\n

Visit the website for insurers<\/a><\/p>\n

More information<\/h3>\n

Would you like to know more? Then you can sign up for the PIISA newsletter via the PIISA website<\/a>.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Partners<\/h1>\n <\/div>\n
\n \t\t\t\t\t\t\t\t\t\t\t\t\tVU – IVM<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tDutch Association of Insurers<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tInterpolis<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tFinnish Meteorological Institute<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tTyrsky Consulting<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tBarcelona Supercomputing Center<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tAXA Climate<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tCentro Euro-Mediterraneo sui Cambiamenti Climatici<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tAmigo<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\t2degrees Investing Initiative<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tPolitecnico<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tLGI<\/a>\n\t\t\t\t\t\t \t\t\t\t\t\t\t\t\t\t\t\t\tLocalTapiola<\/a>\n\t\t\t\t\t\t <\/div>\n <\/div>\n <\/div>\n
<\/div>\n <\/div>\n","protected":false},"featured_media":4138,"template":"","categories":[46],"tags":[],"class_list":["post-4133","projecten","type-projecten","status-publish","has-post-thumbnail","hentry","category-we-provide-a-clear-picture-of-climate-risks"],"acf":[],"yoast_head":"\nPIISA: research on how insurers can contribute to climate adaptation - CAS<\/title>\n<meta name=\"description\" content=\"In this European project, we research what insurers can do to increase the success of nature-based adaptation measures.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/climateadaptationservices.com\/en\/projecten\/piisa-research-on-how-insurers-can-contribute-to-climate-adaptation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PIISA: research on how insurers can contribute to climate adaptation - 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